What time is it in Panama City Beach, Florida?
3:22:28 PM
Wednesday, September 23, 2026. Central Daylight Time, UTC−5:00.
- Time zone
- Central Daylight Time
- UTC offset
- UTC−5:00
- Daylight saving
- In force now
- Population
- 19,955
Panama City Beach does not keep Florida's usual time
Most of Florida is on Eastern Daylight Time, but Panama City Beach keeps Central Daylight Time — 1 hour behind the rest of the state. This is the kind of thing that catches people out, and it is why the zone is resolved from the city’s own coordinates rather than assumed from the state.
Panama City Beach is currently on daylight saving time. The next change is Sunday, November 1, 2026, when 2:00 am becomes 1:00 am local time.
Panama City Beach sits at 30.23°N, 85.88°W. For sunrise and sunset there — which do depend on exactly where it is, unlike the clock — see sunrise and sunset in Panama City Beach.
Clock time against sun time
The clock says the same thing everywhere in Central Daylight Time, but the sun does not. Over Panama City Beach it is highest at 12:35 pm today — 35 minutes after clock noon.
A time zone is fifteen degrees of longitude wide, so a city near its eastern edge sees the sun peak well before noon by the clock and one near the western edge well after. Panama City Beach sits at 85.9°W, comfortably inside its zone. Daylight saving adds another hour on top of that until the clocks change.
Right now, across the United States
- Eastern4:22 PM · 1 hour ahead
- Central3:22 PM · same as here
- Mountain2:22 PM · 1 hour behind
- Mountain (no DST)1:22 PM · 2 hours behind
- Pacific1:22 PM · 2 hours behind
- Alaska12:22 PM · 3 hours behind
- Hawaii10:22 AM · 5 hours behind